The concept of retirement is broken.
There’s a better way.

People work themselves to death and miss out on so many of life’s experiences along the way. Every week on the show, David Adams is here to help you, the listener, learn how to Retire While you Work, and develop a different way of thinking when it comes to managing your money.

You can listen to Retire While You Work hosted by David Adams on 1510 WLAC every Sunday from 5 – 6 p.m. and on the iHeart Radio App.

Get In Touch With David

Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted.Like Traditional IRAs, contribution limits apply to Roth IRAs. In addition, with a Roth IRA, your allowable contribution may be reduced or eliminated if your annual income exceeds certain limits. Contributions to a Roth IRA are never tax deductible, but if certain conditions are met, distributions will be completely income tax free. Additionally, each converted amount may be subject to its own fiveyear holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. 401(k) plans are long-term retirement savings vehicles. Withdrawal of pre-tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty. The cost and availability of Long Term Care insurance depend on factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long Term Care insurance. Guarantees are based on the claims paying ability of the insurance company. Raymond James is not affiliated with the Tennessee Kidney Foundation.

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